Experts in Food & Beverage Coverage

America’s Trusted Food & Hospitality Insurance Specialists

Powered by Hulett Insurance, Cuisine Coverage provides clear, affordable protection for restaurants, food trucks, caterers, and hospitality businesses across the U.S.

Insurance Made Simple for Food Business Owners

Protect Your Restaurant, Food Truck, or Catering Business with Confidence

Cuisine Coverage helps restaurant owners, caterers, and hospitality groups protect their operations with straightforward, dependable insurance solutions. We focus on simplifying the process so you can focus on running your business, not chasing paperwork.


As a specialized division of Hulett Insurance, we combine personal service with national carrier access to deliver strong protection and fast turnaround times. Headquartered in Southlake, Texas, our team serves clients across the country with clear guidance and competitive coverage.

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Why Food Business Owners Choose Us

Reasons Food Entrepreneurs Trust Cuisine Coverage

Get same-day proof of insurance for vendors, landlords, or event partners. We make sure your operations stay compliant without delay.

Industry Expertise

We specialize in insurance for restaurants, caterers, and hospitality businesses, helping clients get coverage that fits their operations and keeps them protected.

Top-Rated Carriers

Compare quotes from leading national and regional carriers to find competitive pricing and strong protection for your food and beverage business.

Reliable Support

Our team provides fast, responsive help for policy updates, certificates, and renewals so your business stays covered without delays or confusion.

Straightforward Process

From quote to coverage, every step is clear and simple. We make insurance easy to understand and fast to secure.

Personalized Service

You’ll work directly with experienced agents who understand your business and take time to recommend policies that fit your needs.

Meet the People Behind Cuisine Coverage

The Faces Behind Your Food Business Protection

Cuisine Coverage is led by a hands-on team from Hulett Insurance. We combine clear guidance, fast service, and strong carrier relationships to help restaurants and hospitality groups get insured without stress.

Vice PresidenT

Dustin Hulett

Business Development

CHUCK Hulett

Business Coverage

Protection for Every Part of Your Food Business

Cuisine Coverage provides specialized insurance for restaurants, food trucks, catering services, and other hospitality businesses. We help owners protect their property, staff, and reputation with policies built around the most common industry risks.

General Liability

Liquor Liability

Workers Compensation

Business Interruption

Product Liability

Cyber Liability

Serving the Food and Hospitality Industry

Insurance Solutions for Every Type of Food Business

Cuisine Coverage provides specialized insurance for restaurants, cafés, and food service professionals across the country. Whether you run a casual kitchen or a mobile food truck, we offer coverage that fits your operations and risk level.

Steakhouse Insurance

Protect your dining room, kitchen, and staff from fire, equipment loss, and liability claims with coverage built for full-service steakhouses and grill restaurants.

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Fine Dining Restaurant Insurance

Comprehensive coverage for high-end restaurants that need strong protection for property, liquor service, employees, and guest safety—crafted for elevated dining environments.

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Multi-Location Restaurant Insurance

Simplify your insurance with policies that cover multiple restaurants under one program, ensuring consistency, easier renewals, and potential savings across all locations.

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Bar & Tavern Insurance

Safeguard your bar or tavern from liquor liability, property damage, and employee risks while keeping your business compliant with local regulations and vendor contracts.

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Catering & Events Insurance

Coverage for catering companies and event services, including general liability, commercial auto, and equipment protection for on-site or off-premise operations.

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Family & Casual Dining Insurance

Insurance designed for neighborhood and casual dining restaurants, protecting against kitchen accidents, customer claims, and property loss in busy daily operations.

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Steakhouse Insurance

Protect your dining room, kitchen, and staff from fire, equipment loss, and liability claims with coverage built for full-service steakhouses and grill restaurants.

LEARN MORE

Fine Dining Restaurant Insurance

Comprehensive coverage for high-end restaurants that need strong protection for property, liquor service, employees, and guest safety—crafted for elevated dining environments.

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How It Works

Insurance Made Easy for Food Business Owners

We know you don’t have time to deal with complicated insurance forms. That’s why our process is built for speed and simplicity — so you can get back to running your kitchen.

Industry Expertise

Share a few details about your food business.

Review Your Options

We’ll present clear, affordable coverage quotes.

Start Your Coverage

Approve your plan and get your certificate fast.

Your Insurance Questions Answered

What Restaurant and Food Business Owners Ask Most

  • What types of insurance do restaurants and food businesses need?

    Most food businesses need general liability, property, and workers’ compensation coverage. These protect against injuries, equipment damage, and employee-related incidents. Businesses serving alcohol should also include liquor liability insurance for extra protection.


    Having the right mix of policies helps reduce financial risks. We’ll help you identify the specific coverages your business needs based on your setup, size, and operations.

  • Do you provide insurance for food trucks and mobile kitchens?

    Yes. We specialize in insurance for food trucks, trailers, and mobile vendors. Our coverage includes vehicle protection, cooking equipment, and liability for events or customer interactions.


    We can also help you meet licensing and vendor requirements by issuing certificates of insurance quickly — often the same day.

  • How fast can I get a quote or start coverage?

    In most cases, quotes are ready within 24 hours once we have your business details. After approval, coverage and certificates can be issued immediately.


    Our process is fully digital but supported by real agents who review each policy for accuracy. You’ll always know exactly what you’re getting before coverage starts.

  • Do you offer liquor liability insurance for bars or restaurants?

    Yes. We provide liquor liability insurance for bars, taverns, and restaurants that sell or serve alcohol. This coverage protects against claims involving intoxicated patrons or alcohol-related incidents.


    It’s essential for maintaining compliance with local laws and protecting your business from costly lawsuits. We’ll ensure your policy meets all licensing requirements.

  • How can I reduce my insurance costs?

    You can often lower premiums by bundling multiple coverages, maintaining clean safety records, and conducting regular policy reviews. Many insurers also offer discounts for installing safety systems and training employees.


    At Cuisine Coverage, we proactively review your policy before renewal to help you keep costs down without reducing protection.

  • Do you help with certificates of insurance (COIs)?

    Yes. We provide same-day certificates for vendors, landlords, and event partners. You can request them by phone or email anytime.


    Having your COI ready keeps your business compliant and avoids delays in operations. Our team handles these requests quickly so you can stay focused on running your business.

From the Kitchen to Coverage

Real Advice for the Food and Hospitality Industry

We share tips, updates, and real-world stories from the food and insurance industries. Whether you’re managing a restaurant or rolling out a food truck, our articles give you useful guidance to protect your business and grow with confidence.

What Every Restaurant Should Include in an Emergency Response Plan
16 November 2025
Learn the essential elements every restaurant needs in an emergency response plan to protect staff, customers, and operations from disasters and crises.
Why Risk Management Is the New Competitive Advantage for Restaurants
16 November 2025
Learn how proactive risk management helps restaurants boost safety, cut costs, build trust, and gain a competitive edge in a challenging industry.
How to Conduct a Risk Audit for Your Restaurant in Under an Hour
16 November 2025
Learn how to conduct a fast, effective restaurant risk audit in under an hour to spot vulnerabilities, boost safety, stay compliant, and protect your business.

Let’s Protect Your Business

Get the Coverage Your Food Business Deserves

Ready to secure insurance that fits your restaurant, food truck, or catering business? Contact our team today to start your quote and get covered quickly.

Phone: (214) 667-2729
Email: inquiries@cuisinecoverage.com

Address:  325 N. St. Paul Street, Suite 3100, Dallas, 75201

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